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Consumer Credit Assignment

Consumer Credit Assignment
The subject is personal finance
the type of paper needed is answer the Question ?
You will be calculating the TDS (total debt service ratio) for the following person. Annual income is $60,000.00, annual heating costs are $4,800.00, monthly property taxes are $300.00, monthly credit card payments are $375.00, and their monthly mortgage payment is $1,250.00. What is the significance of this ratio and does this person have a favourable or unfavourable ratio?
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